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Sallie Mae private student loans allow borrowers to defer payments until after graduation, have no initiation fees, and can be obtained in amounts up to the entire cost of annual tuition plus expenses.

Federal Direct Consolidation Loans help to combine multiple loans into one, eliminating separate payments and simplifying the process.

We’ve got you covered with our Student Loan Smarts blog series.

Our expert tips and hacks will help you save money, pay off loans sooner and stress less about student loan debt.

Huffington Post Reader Question Dear Steve, I went to the University of New Haven in 05 to 09. My father (who was unable to cosign) made "too much" for me to qualify for federal loans.

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