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If you don't mind paying someone to allow you to spend your own money, they are great! I don't have a credit card but I do like to buy off of ebay.
Personally, cash works quite nicely, and I get to use ALL of it, rather than paying a middleman for the "service" of spending MY money. You can't buy off there with cash so you have to have a paypal account and I always use the prepaid mastercards.
There is enough functionality to arrange dates and a free hookup without having to use a credit card.
However, if you do want more functions we have an exclusive VIP package.
Female Models Required for Photo Video Shoots - 35 Thu.